{"id":1198,"date":"2026-02-25T09:25:18","date_gmt":"2026-02-25T09:25:18","guid":{"rendered":"https:\/\/www.paydayloanteller.com\/blog\/?p=1198"},"modified":"2026-04-07T10:33:55","modified_gmt":"2026-04-07T10:33:55","slug":"what-percentage-of-your-wages-can-be-garnished","status":"publish","type":"post","link":"https:\/\/www.paydayloanteller.com\/blog\/what-percentage-of-your-wages-can-be-garnished\/","title":{"rendered":"What percentage of your wages can be garnished?"},"content":{"rendered":"\n

Let us know how much of your wages can be garnished!<\/h2>\n\n\n\n
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Ignoring to pay back your debts may result in the wage garnishment. This is a judicial process of authorizing a bank or an employer to deduct a certain sum of money from one\u2019s bank account, on failing to repay any of his\/ her loan amount. But there is a limitation on the amount that is supposed to be deducted. The maximum possible percent of wages can be garnished is lower of the below two stated amounts: \u2013<\/p>\n<\/div>\n\n\n\n

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  1. 25% of your net disposable income, or<\/li>\n\n\n\n
  2. An amount exceeding 30 times of the federal minimum wage.<\/li>\n<\/ol>\n\n\n\n

    This percent of garnished wages will not cease until your entire loan is repaid. But the good thing is there are a few ways on how we can prevent ourselves from paycheck deductions.<\/p>\n\n\n\n

    Steps to prevent the wage garnishment!<\/h3>\n\n\n\n

    Lenders can garnish your wages only after a judgement is passed by the court. There are few points that you should know to prevent your wages from garnishing.<\/p>\n\n\n\n

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    • Wage garnishment are not being performed deliberately by a lender like PaydayLoanTeller<\/strong>. You should first communicate with them and discuss about some easy repayment options.<\/li>\n\n\n\n
    • You should take an account that the percentage of your deduction of your paycheck is not more than the permitted limits.<\/li>\n\n\n\n
    • You can also file a case for bankruptcy to get rid of these garnishments.<\/li>\n\n\n\n
    • Take a look at the judgement of the court and check if everything is correct. Actually, none except the court could garnish your wages.<\/li>\n\n\n\n
    • Create a loan rehabilitation fund where you start saving a small part of your monthly earnings to pay back your loan.<\/li>\n<\/ul>\n\n\n\n