Apply-Online

Apply Online

Fill out our 24/7 fast, secure, easy and faxless online payday loan application which takes less than 3 minutes from the privacy of your home.

Instant-Approval

Instant Approval

Get quick payday loan decision with no credit checks run. We give instant approval for bad credit too.

Get-Funded

Get Funded

Get the approved cash advance deposited directly into your bank account on same day. No collateral no teletrack!

Can’t Get An Online Installment Loan In Texas? Apply For A Payday Loan Instead!

If you’re looking for an installment loan but aren’t able to receive one, your next best option is certainly a payday loan! It is known that installment loans in Texas have a more flexible term of repayment wherein the borrower doesn’t have to bother about much of a strain on his pocket when it comes to repaying since it is made over a few months in parts, but our payday loans also offer a decent repayment term.

With us, you can apply for an extension or rollover if you feel that you may not be able to pay us back on time. This makes it easy for most people to get the time they need to repay without compromising on other expenses.

The Best Payday Loans in Texas come at Affordable Prices

It is a fact that payday loans are slightly more expensive than traditional loans, but that’s because of the various benefits that they have to offer which the latter doesn’t. However, that doesn’t mean that it’s okay for a lender to quote a price that’s seemingly way higher than what traditional lenders offer, or one that’s so high that it gets impossible for the borrower to repay it.

There are certain rules that define how much a payday lender can quote depending on the state that they are based out of. The reason why these rules are laid down is to make the whole idea of borrowing payday loans easy.

Some lenders choose to charge the uppermost limit of what can be charged, while considerate ones like PaydayLoanTeller offer prices that are affordable.

The reason we do that is because we understand how difficult things can get in case one is required to repay a ton of money while already going through financial distress. Funds required for emergency purposes such as medical issues, car repairs or sudden travel plans that can’t be postponed can cost a fortune. If a borrower lacks enough savings for the same or has just started earning, things can go out of control, monetarily. It is these situations that cause a lot of financial disturbance and lead to the urgent need for a cash advance. In such times, we like to provide payday loans that are affordable for our lenders to repay so as to help them avoid getting caught in a debt trap.

Debt traps can make situations more difficult for a borrower and can go on for months or even years, making the borrower liable to repay multiple lenders. This can make it tough for the borrower to lead a normal lifestyle, afford luxury or even start saving. Debt traps are scary and even though one may not end up in prison, it is very likely that they’ll be continuously pressurized by lenders for repayment.

That’s why, we at PaydayLoanTeller offer rates that are affordable for you to repay which can help you avoid getting caught in a never ending debt cycle. Even if you have a bad credit score, we shall offer prices that are best suited for the same and those which are still affordable enough for one to be able to repay them without having to step foot into a debt cycle.

We Offer Transparent Rates

Expensive payday loans can be difficult to repay on time, since these loans require you to repay the amount borrowed by you and the interest all at once. It is important that you choose a lender whose rates are affordable and transparent for you to get an idea about how much you will be needed to pay back. Being a legitimate online direct lender, PaydayLoanTeller believes that you should know how much we charge even before you apply in order to know how much we expect you to repay.

Get Texas Payday Loans with No Credit Check

Texas payday loans for bad credit

You read that right! We do not conduct credit checks in order to fund you, which means that you can receive online payday loans in Texas even for bad credit.

Our loans are a 100% unsecured which means that you do not have to offer security of any kind either. What we do need from you that will help us be assured of being repaid, is your income statement that will qualify you as a trusted borrower and prove your ability to repay. A stable income is one that will also decide how much money you will be able to receive from us.

All you have to do is spare 3 minutes from your busy schedule and fill our very basic application form, while also sending across these few basic documents:

  • Age proof stating that you’re above 18
  • Social security number
  • Verifiable contact details
  • Checking account details
  • Income statement/ Pay stub

requirement of texas payday loans

Looking for “Payday Loans Near Me?” You can Now Apply Online!

A situation wherein one is in dire need of cash makes the individual avoid going to a traditional lender due to their lengthy procedures involving credit checks and collaterals. It is in these circumstances when people search for “payday loans near me” so as to avail one from a store based lender. Payday loans are certainly given way more quickly than a traditional one from a bank which is why they are preferred in such desperate monetary situations. However, if one choose to apply for one with a brick and mortar lender, there will be more time consuming procedures that he/she may have to go through in comparison to an online payday lender.

Firstly, the borrower will have to look for a payday lender offering loans without too many stringent criteria to be fulfilled. That may take a while to find. Next, he/she will have to visit the lenders only during their opening hours which can further delay the emergency. After that come more time taking procedures such as waiting for one’s turn to apply and paperwork, all without being guaranteed a loan.

Here is why online payday loans are better than store based ones:

  • No opening hours: Since that whole process is done online, one can apply at any given time during the day. Also, you won’t have to avoid going to work and lose a whole day’s salary just to visit a lender. You can now apply for a loan without taking out time from your busy schedule.
  • No paperwork: All you have to do is send across soft copies of the very basic documents that are mentioned above.
  • No credit checks: Since online direct lenders like us avoid credit checks, not only is funding assured but even time is saved while approving your loan.
  • No collaterals: We don’t ask for collaterals which is another time saving benefit.
  • 3 minute form: You read it right! Our form takes just about 3 minutes to fill.

Why Applying online is easy

We Are a Legitimate Lender Offering Payday Loans In Texas

avoid scamsters

PaydayLoanTeller is one of the most renowned and preferred direct lenders in the market, and we ensure that your information is securely transferred to us by implementing high levels of encryption and also keeping your information safe and confidential. These days there are a lot of scamsters in the market that one must be careful of, but there are a few ways in which you can identify one:

  • If someone is charging you a fee before transferring funds, they are most likely fraudulent in nature. Remember that you are the one in need of money.
  • In case they do not ask for any documents at all, be careful. This may be too good to be true.
  • Think twice before providing documents related to collateral if asked for.

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