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Beware of scammers!
Nowadays, consumers get threatening phone calls from phantom individuals in order to collect some random payday loan debts that probably never existed. They represent themselves as debt collectors or sometimes even some officer from the American justice system, but actually, they are the cyber frauds who are trying to fetch money from you. Such scammers often demand you to pay back the debt immediately or else they may get you into the jail.
If you are confirmed that it is a scammer and not a payday lender, immediately hang up the phone on them. Do not share any kinds of personal information such as credit card or debit card number with them over any media. And be informed that no debt collector or lender has the power to arrest you as the US constitution prohibits imprisonment on non-payment of a debt.
Steps to follow if they don’t stop calling you
If you are assured that it is not the scammers and is your payday lender calling you even after paying off all your debts; there are few legal ways to make their calls stop. Write a letter to the lenders stating, ‘stop calling me’. When you have made the payment, then there is no reason for them to call you and threaten unnecessarily. Fair and responsible lenders like PaydayLoanTeller will never harass their consumers like this as they are likely to maintain a healthy relationship with them.
No debt collectors or any other lenders have the right to threaten you for putting behind the bars. They are not even authorized to call you before 8 am or after 9 pm. Also, he cannot call you at work after you have asked him to not show up or call you when you are at work.