Lies That Every Debt Collector Tell You

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! What a debt collector cannot do? In order to get the money from you, there are a few lies debt collectors will often tell. Let’s have a look at such lies below: – You may get a call in the name of debt collection, where they pretend to be one of the government officials. They would be lying if they say that you may get arrested for not paying off your debt. Because they are not authorized to arrest you merely for not… Read More

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Can a debt collection agency take me to court?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Can A Debt Collector Sue You? If you fail to pay your debts, a debt collection agency could take court into action. Also, you may have to face a court summon on failing to repay your loans. It is always advisable to respond to the suit filed against you and not avoid it. If you avoid a lawsuit, the debt collectors will win the case by default. Good creditors like PaydayLoanTeller, would never want to take you to the court and settle the… Read More

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How do I get payday loans to stop calling me?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Beware of scammers! Nowadays, consumers get threatening phone calls from phantom individuals in order to collect some random payday loan debts that probably never existed. They represent themselves as debt collectors or sometimes even some officer from the American justice system, but actually, they are the cyber frauds who are trying to fetch money from you. Such scammers often demand you to pay back the debt immediately or else they may get you into the jail. If you are confirmed that it is… Read More

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Why would you need a payday loan?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! When you are out of all other options Traditional lenders don’t lend money to the ones with bad credit score or no credit score. And, also this process of undergoing credit checks is too lengthy and time taking. So, the payday loans are for all such borrowers who need a cash urgently but have a bad credit score. Payday lending from lenders like PaydayoanTeller, there are no credit checks performed. Hence, you get guaranteed instant approval for the loan, followed by a credit… Read More

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What states ban payday loans?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Payday Loans are banned in 12 states and Washington DC Currently, there are 13 states including Washington DC that prohibit payday loans in the US. These states are Arizona, Arkansas, Connecticut, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia. Apart from these, there are also a few states that regulate the payday lending very strictly and in other states, payday lending has fixed interest rate caps to comply with. There are still some states where payday lending… Read More

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Do installment loans affect your credit score?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Installment loans don’t affect your credit score An Installment loan is a type of loan which is paid off in multiple installments over a definite period of time. Installment loans will only affect your score when you don’t pay them back to the lenders. Though, paying off such loans on time doesn’t, generally, improve or hurt your credit score as these loans are granted to you without a hard credit check being done on your credit history. So, people even with a bad… Read More

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Can a debt collector show up at your job?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Collectors are prohibited from showing up at your workplace Only a debt collector is bound by the Fair Debt Collections Practices Act (FDCPA); the creditors are not. Therefore, a collector can’t come to your job or your workplace but, a creditor can anyway contact you in any manner without going against the law. It is also compulsory for you to inform them about the timings when they can’t call you or you can’t file a complaint about them. Also, it is permissible for… Read More

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Do payday loans affect your credit rating?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Payday loans never help your credit score to grow A payday loan is not basically made to affect your credit rating. These loans are one stop solution for people in need of urgent cash, as these loans can be availed without a credit check. Therefore, even if you don’t get a personal loan from a traditional lender because of your bad credit; you can still get your debt from a payday lender. This is the reason why the lenders of such loans do… Read More

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Can payday loans be included in Chapter 7?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! What is Chapter 7 bankruptcy? Chapter 7 helps a debtor to discharge all the debts on him/ her without having to repay them. Mainly all the unsecured debts are likely to be included in bankruptcy. And by filing for its protection, the court’s stay goes into effect automatically. When this happens, your payday creditor will not be able to threaten, sue, call you or garnish your wages. To get your debts listed in Chapter 7, firstly, you need to qualify a ‘Means Test’.… Read More

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Do payday loans build credit?

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! How actually the payday loans work? Payday loans facilitate people in cash crisis with immediate cash credits. Here the payday lenders do not even perform a credit check and therefore can quickly credit your account with the requested amount on the basis of your current income and its stability. While applying for the loan online, it is also asked to present some of the documents that are to be submitted digitally. Cash advance loans are supposed to be repaid on your next payday.… Read More

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